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1103 Coastal Hammock Avenue

Ruskin, FL 33570
  • $315,000
  • STATUS: Active
  • ON SITE: 16 Days
  • MLS #: TB8504408
$315,000
  • 3
    BEDS
  • 0.14
    ACRES
  • 2
    BATHS
  • 0
    1/2 BATHS
  • 1,676
    SQFT
  • $188
    $/SQFT
Neighborhood:
Type:
Single-Family Home
Built:
2020
County:

School Information

Elementary School:
Middle School:
High School:

Description

Welcome to 1103 Coastal Hammock Dr — where modern living, premium waterfront views, and an incredibly rare financing opportunity come together in one exceptional home. This beautifully maintained 2020-built home offers a highly sought-after assumable mortgage at just 2.99% interest, available to BOTH VA and non-VA buyers. Opportunities like this are extremely rare in today’s market and could mean substantial monthly savings compared to current interest rates. To make the deal even more attractive, the seller is also offering buyer closing cost assistance and is motivated, flexible, and easy to work with. Located in the desirable Brookside community of Ruskin, this better-than-new home has been meticulously cared for by its original owner and shows like a model home. With minimal wear and tear, two of the three bedrooms were never occupied, giving the home a clean, fresh, move-in-ready feel throughout. Inside, you’ll love the upgraded finishes and modern touches, including: • Luxury vinyl plank flooring • Epoxy-coated garage flooring • Modern glass shower enclosure • Bright open-concept living spaces • Immaculate condition throughout Step outside to one of the home’s most impressive features — a premium water-view lot with no rear neighbors. Enjoy peaceful pond views, added privacy, and direct gated access to a scenic walking trail right from your backyard. The resort-style community amenities, including the pool, playground, and amenity center, are conveniently located just steps away. Additional highlights include: • No flood insurance required • No hurricane damage • Strong 2020 construction for added peace of mind • Low-maintenance, move-in-ready condition • Convenient access to shopping, dining, schools, and major commuter routes Why wait months and pay more for new construction when you can own a fully upgraded, like-new home on a premium lot with a below-market assumable interest rate that could save you thousands every year? Homes offering this combination of financing, condition, location, and value rarely become available. Schedule your private showing today.

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© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-05-18T23:44:09.55.
www.ashley-wallace.com/homes/176053925
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1103 Coastal Hammock Avenue Ruskin, FL 33570

  • Price: $315,000
  • Status: Active
  • On Site: 16 Days
  • MLS #: TB8504408
3
Beds
2
Baths
0
½ Baths
0.14
Acres
1,676
SQFT
$188
$/SQFT
2020
Built
Neighborhood:
Brookside Estates
County:
Hillsborough
Area:
Ruskin/Apollo Beach
Elementary School:
Ruskin-Hb
Middle School:
Shields-HB
High School:
Lennard-HB
Property Description
Welcome to 1103 Coastal Hammock Dr — where modern living, premium waterfront views, and an incredibly rare financing opportunity come together in one exceptional home. This beautifully maintained 2020-built home offers a highly sought-after assumable mortgage at just 2.99% interest, available to BOTH VA and non-VA buyers. Opportunities like this are extremely rare in today’s market and could mean substantial monthly savings compared to current interest rates. To make the deal even more attractive, the seller is also offering buyer closing cost assistance and is motivated, flexible, and easy to work with. Located in the desirable Brookside community of Ruskin, this better-than-new home has been meticulously cared for by its original owner and shows like a model home. With minimal wear and tear, two of the three bedrooms were never occupied, giving the home a clean, fresh, move-in-ready feel throughout. Inside, you’ll love the upgraded finishes and modern touches, including: • Luxury vinyl plank flooring • Epoxy-coated garage flooring • Modern glass shower enclosure • Bright open-concept living spaces • Immaculate condition throughout Step outside to one of the home’s most impressive features — a premium water-view lot with no rear neighbors. Enjoy peaceful pond views, added privacy, and direct gated access to a scenic walking trail right from your backyard. The resort-style community amenities, including the pool, playground, and amenity center, are conveniently located just steps away. Additional highlights include: • No flood insurance required • No hurricane damage • Strong 2020 construction for added peace of mind • Low-maintenance, move-in-ready condition • Convenient access to shopping, dining, schools, and major commuter routes Why wait months and pay more for new construction when you can own a fully upgraded, like-new home on a premium lot with a below-market assumable interest rate that could save you thousands every year? Homes offering this combination of financing, condition, location, and value rarely become available. Schedule your private showing today.
Exterior Features

Attached Garage Yn Yes Carport Yn No Construction Materials Block Covered Spaces 2 Direction Faces North Exterior Features Hurricane ShuttersIrrigation SystemPlaygroundSidewalkSliding Doors Foundation Details Slab Lot Features Conservation AreaSidewalk Lot Size Dimensions 50 x 120 Pool Private Yn No Road Surface Type Asphalt Roof Shingle View Water Water Access Yn No Water Extras Yn No Water View Yn No Waterfront Feet Total 0 Waterfront Yn No

Interior Features

Appliances DishwasherDisposalDryerExhaust FanMicrowaveRangeRefrigeratorWasher Building Area Total 2266 Cooling Central Air Cooling YN Yes Fireplace Yn No Flooring CarpetCeramic TileLuxury Vinyl Furnished Unfurnished Heating Central Heating YN Yes Interior Features Open FloorplanStone CountersThermostatWalk-In Closet(s)Window Treatments Laundry Features Laundry Room Levels One Rooms Primary Bedroom (Walk-In Closet(s)) Living Room Dining Room Kitchen Sewer Public Sewer Stories Total 1 Water Source Public

Property Features

Additional Lease Restrictions Contact HOA to verify lease requirements and restrictions. Buyer to verify all information Approval Process Contact HOA to verify lease requirements and restrictions. Buyer to verify all information Association Approval Required Yn Yes Association Fee 85 Association Fee Frequency Annually Association Fee Includes Community PoolMaintenance GroundsPool MaintenanceRecreational Facilities Association Fee Monthly Amount 7.08 Association Fee Requirement Required Association Yn Yes Cdd Yn Yes Community Features ClubhouseCommunity MailboxDeed RestrictionsDog ParkParkPlaygroundSidewalks Down Payment Resource Yes Flood Zone Code X Garage Yn Yes Homestead Yn Yes Lease Considered YN Yes Lease Restrictions YN Yes Listing Terms AssumableCashConventionalFHAUSDA LoanVA Loan Minimum Lease 6 Months New Construction Yn No Ownership Fee Simple Pet Restrictions Contact HOA for pet restrictions. Buyer to verify all information Pets Allowed Cats OKDogs OKYes Property Sub Type Single Family Residence Realtor Info As-IsCDD Addendum requiredDocs AvailableNo SignOwner Will Assist with closing costsSee Attachments Senior Community Yn No Special Listing Conditions None Tax Annual Amount 6631.5 Total Annual Fees 85 Total Monthly Fees 7.08 Utilities BB/HS Internet AvailableElectricity AvailablePublicStreet LightsWater Available Yrs Of Owner Prior To Leasing Re Yes Zoning PD


Listing information © 2026 My Florida Regional MLS DBA Stellar MLS..
Listing provided courtesy of REALTY HUB: 407-900-1001.



© 2026 My Florida Regional MLS DBA Stellar MLS. All rights reserved. All listings displayed pursuant to IDX. All listing information is deemed reliable but not guaranteed and should be independently verified through personal inspection by appropriate professionals. Listings displayed on this website may be subject to prior sale or removal from sale; availability of any listing should always be independently verified. Listing information is provided for consumers personal, non-commercial use, solely to identify potential properties for potential purchase; all other use is strictly prohibited and may violate relevant federal and state law. Data last updated 2026-05-18T23:44:09.55.
 
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